:root{--navy:#123f6d;--blue:#0b75c9;--blue2:#078ce8;--ink:#102538;--muted:#617587;--line:#dbe5ed;--soft:#f4f8fb;--card:#fff;--green:#177451;--max:1120px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit}.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}.topin{max-width:var(--max);margin:auto;padding:14px 22px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand img{width:152px;height:auto;display:block}.nav{display:flex;align-items:center;gap:18px;font-size:14px}.nav a{text-decoration:none;color:#425a70}.nav .cta,.cta{background:var(--navy);color:#fff;border-radius:10px;padding:10px 15px;font-weight:800;text-decoration:none}.hero{background:linear-gradient(145deg,#f7fbff 0%,#edf6fc 62%,#fff 100%);border-bottom:1px solid var(--line)}.hero-inner{max-width:var(--max);margin:auto;padding:78px 22px 66px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.75fr);gap:54px;align-items:center}.eyebrow{font-size:12px;font-weight:900;letter-spacing:.09em;color:var(--blue);text-transform:uppercase}.hero h1{font-size:clamp(38px,5vw,64px);line-height:1.02;letter-spacing:-.045em;margin:12px 0 18px;max-width:820px}.hero p{font-size:19px;color:#50697e;max-width:760px;margin:0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.ghost{border:1px solid #abc4d8;border-radius:10px;padding:10px 15px;text-decoration:none;font-weight:800;background:#fff}.hero-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:0 20px 55px rgba(20,62,99,.11)}.hero-card strong{display:block;font-size:19px;margin-bottom:12px}.hero-card ul{margin:0;padding:0;list-style:none}.hero-card li{padding:9px 0;border-top:1px solid #edf2f5;color:#4c6376}.hero-card li:first-child{border-top:0}.hero-card li:before{content:"✓";color:var(--green);font-weight:900;margin-right:9px}.section{max-width:var(--max);margin:auto;padding:68px 22px}.section h2{font-size:clamp(28px,3vw,42px);line-height:1.1;letter-spacing:-.025em;margin:7px 0 14px}.lead{font-size:18px;color:var(--muted);max-width:820px}.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px}.feature{border:1px solid var(--line);border-radius:16px;padding:22px;background:var(--card)}.feature b{font-size:17px;display:block;margin-bottom:7px}.feature p{margin:0;color:var(--muted)}.soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.soft .section{padding-top:58px;padding-bottom:58px}.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:26px}.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.step span{display:grid;place-items:center;width:28px;height:28px;background:#e8f4fd;color:var(--navy);border-radius:50%;font-weight:900;margin-bottom:11px}.step strong{display:block}.step small{display:block;color:var(--muted);margin-top:5px}.faq{max-width:900px}.faq details{border-top:1px solid var(--line);padding:17px 0}.faq summary{font-weight:850;cursor:pointer}.faq p{color:var(--muted);margin:10px 0 0}.resources{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:22px}.resources a{display:block;padding:16px;border:1px solid var(--line);border-radius:13px;text-decoration:none;background:#fff}.resources strong{display:block;color:var(--navy)}.resources small{color:var(--muted)}.final{background:#113e69;color:#fff}.final .section{padding-top:54px;padding-bottom:54px}.final h2{color:#fff}.final p{color:#d6e7f3}.final .cta{background:#fff;color:#123f6d}.footer{background:#0d2f51;color:#d4e4ef}.footin{max-width:var(--max);margin:auto;padding:26px 22px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13px}.footin a{color:#d4e4ef}.note{border-left:4px solid var(--blue);padding:14px 16px;background:#f2f8fc;border-radius:0 10px 10px 0;color:#496174;margin-top:22px}@media(max-width:820px){.hero-inner{grid-template-columns:1fr;padding-top:52px}.hero-card{max-width:620px}.grid3,.resources{grid-template-columns:1fr}.steps{grid-template-columns:repeat(2,1fr)}.nav a:not(.cta){display:none}}@media(max-width:520px){.topin,.section,.hero-inner,.footin{padding-left:16px;padding-right:16px}.brand img{width:132px}.hero h1{font-size:40px}.hero p{font-size:17px}.steps{grid-template-columns:1fr}.hero-actions a{width:100%;text-align:center}}